Category Archives: Beneficiary Forms

Denise ApplebyPlease mark Your IRA Calendar with the following deadlines

Denise Appleby (Sep 19, 2011)

October 17: Deadline to recharacterize a 2010 Roth Conversion or IRA Contribution. October 31: Deadline to provide trust documentation to the IRA custodian, if the IRA owner died during 2010 and the beneficiary of the IRA is a qualified trust. … Continue reading

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Denise ApplebyNaming Your IRA or 401k Beneficiary In Your Will May Not Work

Denise Appleby (May 27, 2011)

By Denise Appleby, CISP, CRC, CRPS, CRSP, APA  If you named your Will as the beneficiary of your IRA, 401(k), 403(b) or other retirement account, including stating “As per my Will” or “Will” on your beneficiary designation form, you need … Continue reading

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Lewis RobinsonCheck Your Beneficiary Forms!

Lewis Robinson (Jan 29, 2011)

January 29, 2011 A lot can change in a year, such as marriage, divorce, birth or death. When these types of “life events” occur, beneficiary forms need to be updated. Make sure your beneficiary form is up to date. Do … Continue reading

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Lewis RobinsonCheck Beneficiary Forms

Lewis Robinson (Dec 26, 2010)

December 26, 2010 Check Beneficiary Forms A lot can change in a year, such as a marriage, divorce, birth or death. When these types of “life  events” occur, beneficiary forms need to be updated. While a beneficiary form review is … Continue reading

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Lewis RobinsonMultiple Beneficiaries of Your IRA Account

Lewis Robinson (Oct 30, 2010)

Last week I wrote about the issues that you may have if you have more than one beneficiary to your IRA account. I wrote last week’s article because of a case that I was working on. The financial institution (a … Continue reading

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Lewis RobinsonDo you have more than one beneficiary named on your retirement account(s)? If so, you need to read this.

Lewis Robinson (Oct 21, 2010)

Make sure you understand the retirement plan beneficiary form that you sign. One of our local banks is very inflexible in regards to beneficiaries of their retirement accounts. I had a client who died in 2009 and his spouse was … Continue reading

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Lewis RobinsonIRA Beneficiary Form Common Error

Lewis Robinson (Sep 21, 2010)

September 21, 2010 “Per Stirpes” election on your beneficiary form. I was going over some of the common mistakes in IRA beneficiary forms at a workshop that I gave to a local Kiwanis Club. One of the mistakes that I … Continue reading

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Lewis RobinsonBeneficiary Form Trumps Your Will

Lewis Robinson (Aug 07, 2010)

Since January 1, 2010, I have presented seminars on Roth Conversions and Other IRA issues at churches, civic clubs, for other CPA firms, and for our clients. I judge how well I am doing by the number of questions that … Continue reading

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Lewis RobinsonWhy are IRAs Different Than Other Assets?

Lewis Robinson (May 24, 2010)

The beneficiary forms determines who inherits the IRA, not your will IRAs have required distributions IRAs have a set of complex distribution rules during life and after death

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Lewis RobinsonIRA Protection

Lewis Robinson (Apr 06, 2010)

The  IRA  rules  guarantees  the  stretch  option  for  your  beneficiaries,  but  only  if  they   are  named  and  the  IRA  beneficiary  form  can  be  found  when  it  is  needed.       Don’t  leave  this  for  your  IRA  institution  to … Continue reading

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