Categories
- 401(k)
- Annuities
- Basis of IRA
- Beneficiary Forms
- Budgeting
- Charities
- Distributions
- Due Date of IRA Contributions
- Ed Slott
- Estates
- Finances
- Five Year Rule for Roths
- Inherited IRAs
- IRA
- IRA Cataegories
- IRA Trusts
- Penalties
- Reasons not to convert to a Roth
- Required Minimum Distributions
- Retirement Projections
- RMD
- Rollover IRA
- Roth IRA
- Roth IRA Advantages
- Roth IRA Categories
- Saver's Credit
- Self-directed IRAs
- Seminars
- Social Security
- Tax Rates
- Twitter Posts
- Uncategorized
- Wrap Fees
Category Archives: Beneficiary Forms
Please mark Your IRA Calendar with the following deadlines
October 17: Deadline to recharacterize a 2010 Roth Conversion or IRA Contribution. October 31: Deadline to provide trust documentation to the IRA custodian, if the IRA owner died during 2010 and the beneficiary of the IRA is a qualified trust. … Continue reading
Naming Your IRA or 401k Beneficiary In Your Will May Not Work
By Denise Appleby, CISP, CRC, CRPS, CRSP, APA If you named your Will as the beneficiary of your IRA, 401(k), 403(b) or other retirement account, including stating “As per my Will” or “Will” on your beneficiary designation form, you need … Continue reading
Posted in 401(k), Beneficiary Forms, IRA Cataegories
Tagged 401(k), Beneficiary Form Errors, Beneficiary Forms, IRA
1 Comment
Check Your Beneficiary Forms!
January 29, 2011 A lot can change in a year, such as marriage, divorce, birth or death. When these types of “life events” occur, beneficiary forms need to be updated. Make sure your beneficiary form is up to date. Do … Continue reading
Posted in Beneficiary Forms, IRA
Leave a comment
Check Beneficiary Forms
December 26, 2010 Check Beneficiary Forms A lot can change in a year, such as a marriage, divorce, birth or death. When these types of “life events” occur, beneficiary forms need to be updated. While a beneficiary form review is … Continue reading
Posted in Beneficiary Forms
1 Comment
Multiple Beneficiaries of Your IRA Account
Last week I wrote about the issues that you may have if you have more than one beneficiary to your IRA account. I wrote last week’s article because of a case that I was working on. The financial institution (a … Continue reading
Do you have more than one beneficiary named on your retirement account(s)? If so, you need to read this.
Make sure you understand the retirement plan beneficiary form that you sign. One of our local banks is very inflexible in regards to beneficiaries of their retirement accounts. I had a client who died in 2009 and his spouse was … Continue reading
IRA Beneficiary Form Common Error
September 21, 2010 “Per Stirpes” election on your beneficiary form. I was going over some of the common mistakes in IRA beneficiary forms at a workshop that I gave to a local Kiwanis Club. One of the mistakes that I … Continue reading
Posted in Beneficiary Forms, IRA
Tagged Beneficiary Form Errors, Beneficiary Forms, Per Stirpes
2 Comments
Beneficiary Form Trumps Your Will
Since January 1, 2010, I have presented seminars on Roth Conversions and Other IRA issues at churches, civic clubs, for other CPA firms, and for our clients. I judge how well I am doing by the number of questions that … Continue reading
Why are IRAs Different Than Other Assets?
The beneficiary forms determines who inherits the IRA, not your will IRAs have required distributions IRAs have a set of complex distribution rules during life and after death
Posted in Beneficiary Forms, IRA, IRA Trusts
Tagged IRA Charateristics, IRAs, IRAs are Different
Leave a comment
IRA Protection
The IRA rules guarantees the stretch option for your beneficiaries, but only if they are named and the IRA beneficiary form can be found when it is needed. Don’t leave this for your IRA institution to … Continue reading
