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Category Archives: IRA
10% Early Distribution Penalty Exceptions
Type of Exception Exception Applies To Plans & IRAs IRAs Only Plans Only Death V Disability V Annuitizing (72(t)- Substantially Equal Periodic Payments) V Medical Expenses V IRS Levy V Active Reservist V Higher Education Expenses V First Time Home … Continue reading
Beneficiary Form Trumps Your Will
Since January 1, 2010, I have presented seminars on Roth Conversions and Other IRA issues at churches, civic clubs, for other CPA firms, and for our clients. I judge how well I am doing by the number of questions that … Continue reading
Traditional IRAs vs Roth IRAs
When I ask a client who is still working what they think of Roth IRAs, they usually say they would rather contribute to a traditional IRA so they can get a tax deduction. My next question to them is, “Are … Continue reading
Why are IRAs Different Than Other Assets?
The beneficiary forms determines who inherits the IRA, not your will IRAs have required distributions IRAs have a set of complex distribution rules during life and after death
Posted in Beneficiary Forms, IRA, IRA Trusts
Tagged IRA Charateristics, IRAs, IRAs are Different
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Beneficiary Forms For Retirement Accounts
Do you have a copy of your beneficiary forms for your retirement accounts? If so, where is it and when was the last time you looked at it? Your beneficiary forms are just as important as your will and I … Continue reading
