Category Archives: Roth IRA Categories

Denise Appleby

Denise Appleby (Sep 26, 2011)

I have read a number of conflicting views on the Roth conversion issue that relates to people over 59½. So I turn to you. I am 62 years of age. I have had a regular Roth IRA  for over five … Continue reading →

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Lewis RobinsonTop 5 Reasons to LOVE 2011 Roth Conversions

Lewis Robinson (Feb 14, 2011)

Follow the link to The Slott Report for an article on Top 5 reasons to Love 2011 Roth Conversions. The Slott Report

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Lewis RobinsonSolving Income Limits On Roth IRA Contributions

Lewis Robinson (Jan 11, 2011)

January 11, 2011 The limitations for making a Roth IRA contribution are as follows: Single taxpayers can not make a Roth IRA contribution if their modified adjusted gross income (MAGI) is $122,000 or more for 2011 Married taxpayers can not … Continue reading →

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Lewis RobinsonSource of Valuable Information On IRAs, Roth IRAs & Related Topics

Lewis Robinson (Oct 09, 2010)

October 9, 2010 I recommend visiting Ed Slott’s Web page for a discussion forum where you can ask questions and also see other questions and the answers to those questions. http://www.irahelp.com/forum/viewforum.php?f=1

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Lewis RobinsonFrom the Wall Street Journal “What the Experts Are Doing With Their Own Roth IRAs “

Lewis Robinson (Aug 14, 2010)

The following is a link to an  article by Laura Saunders that was in the August 14, 2010 Wall Street Journal  Online Edition. What the Experts Are Doing With Their Own Roth IRAs

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Lewis RobinsonHistory of Federal Income Tax Rates

Lewis Robinson (Jul 19, 2010)

When talking to clients about converting their IRAs to Roth IRAs, the question of what tax rates may be in the future always comes up.  Most people think they will be in a lower tax bracket when they are required … Continue reading →

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Lewis RobinsonTraditional IRAs vs Roth IRAs

Lewis Robinson (Jul 03, 2010)

When I ask a client who is still working what they think of Roth IRAs, they usually say they would rather contribute to a traditional IRA so they can get a tax deduction. My next question to them is, “Are … Continue reading →

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Lewis RobinsonIf I Convert, Do I Have To Convert All of My Traditional IRAs or 401(k)s To a Roth IRA?

Lewis Robinson (Jun 28, 2010)

Questions from Clients: 1)    If I convert, do I have to convert the total of all my Traditional IRAs or 401(k)s to a Roth IRA? a)     You don’t. You can convert any portion of your Traditional IRA or 401(k) b)    My advice … Continue reading →

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Lewis RobinsonIs a Roth IRA Safe From Taxes

Lewis Robinson (Jun 20, 2010)

A June, 2010 article from The Wall Street J0urnal by Laura Saunders Is a Roth IRA Safe From Taxes? Congress wouldn’t tax Roth IRAs, would it? It is a burning question for thousands of taxpayers now deciding whether to pay … Continue reading →

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Lewis RobinsonReasons Not to Convert Your IRA to a Roth IRA

Lewis Robinson (May 15, 2010)

Reasons Not to Convert your IRA to a Roth IRA  The income tax is due when your IRA is converted  You do not have the funds to pay the income tax on the conversion ourtside of IRA funds You will … Continue reading →

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