Tag Archives: 401(k)

Denise ApplebySubstantially Equal Periodic Payments (A Doorway to Penalty Free Distributions)

Denise Appleby (Jul 09, 2011)

by Denise Appleby, CISP, CRC, CRPS, CRSP, APA Generally, taxable distributions from IRAs, qualified plans or 403(b) accounts are subject to a 10% excise tax (early distribution penalty), if the distribution occurs before the owner reaches age 59 ½. However, … Continue reading →

Posted in 401(k), Distributions, IRA Cataegories, Penalties | Tagged , , , , , | Leave a comment

Denise ApplebyNaming Your IRA or 401k Beneficiary In Your Will May Not Work

Denise Appleby (May 27, 2011)

By Denise Appleby, CISP, CRC, CRPS, CRSP, APA  If you named your Will as the beneficiary of your IRA, 401(k), 403(b) or other retirement account, including stating “As per my Will” or “Will” on your beneficiary designation form, you need … Continue reading →

Posted in 401(k), Beneficiary Forms, IRA Cataegories | Tagged , , , | 1 Comment

Lewis RobinsonRollover IRA

Lewis Robinson (Apr 03, 2010)

Rollover IRA A Rollover IRA is typically a traditional IRA that is used exclusively to hold rollovers from qualified plans. If you’ve changed jobs or recently retired, a Rollover IRA can help you take control of your retirement assets and … Continue reading →

Posted in 401(k), Rollover IRA | Tagged , | 4 Comments