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Tag Archives: Roth IRA
Traditional IRAs vs Roth IRAs
When I ask a client who is still working what they think of Roth IRAs, they usually say they would rather contribute to a traditional IRA so they can get a tax deduction. My next question to them is, “Are … Continue reading
If I Convert, Do I Have To Convert All of My Traditional IRAs or 401(k)s To a Roth IRA?
Questions from Clients: 1) If I convert, do I have to convert the total of all my Traditional IRAs or 401(k)s to a Roth IRA? a) You don’t. You can convert any portion of your Traditional IRA or 401(k) b) My advice … Continue reading
Posted in 401(k), Roth IRA Advantages
Tagged Roth Advantages, Roth Conversion, Roth IRA
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Is a Roth IRA Safe From Taxes
A June, 2010 article from The Wall Street J0urnal by Laura Saunders Is a Roth IRA Safe From Taxes? Congress wouldn’t tax Roth IRAs, would it? It is a burning question for thousands of taxpayers now deciding whether to pay … Continue reading
Roth IRA Benefits
Roth IRA Benefits Tax free income in retirement- keeping taxable income low, even when taxes increase Roth owners age 70 1/2 or older and still working (have earned income) can continue to make Roth IRA contributions Roth conversions can be … Continue reading
What is a Roth IRA?
It is a non-deductible IRA. All qualified distributions from a Roth IRA are tax-free. Unlike a regular IRA, required minimum distributions beginning at age 70 1/2 are not required. You can also continue to make contributions to a Roth IRA … Continue reading




