Tag Archives: Roth IRA

Lewis RobinsonTraditional IRAs vs Roth IRAs

Lewis Robinson (Jul 03, 2010)

When I ask a client who is still working what they think of Roth IRAs, they usually say they would rather contribute to a traditional IRA so they can get a tax deduction. My next question to them is, “Are … Continue reading

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Lewis RobinsonIf I Convert, Do I Have To Convert All of My Traditional IRAs or 401(k)s To a Roth IRA?

Lewis Robinson (Jun 28, 2010)

Questions from Clients: 1)    If I convert, do I have to convert the total of all my Traditional IRAs or 401(k)s to a Roth IRA? a)     You don’t. You can convert any portion of your Traditional IRA or 401(k) b)    My advice … Continue reading

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Lewis RobinsonIs a Roth IRA Safe From Taxes

Lewis Robinson (Jun 20, 2010)

A June, 2010 article from The Wall Street J0urnal by Laura Saunders Is a Roth IRA Safe From Taxes? Congress wouldn’t tax Roth IRAs, would it? It is a burning question for thousands of taxpayers now deciding whether to pay … Continue reading

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Lewis RobinsonRoth IRA Benefits

Lewis Robinson (May 09, 2010)

Roth IRA Benefits Tax free income in retirement- keeping taxable income low, even when taxes increase Roth owners age 70 1/2 or older and still working (have earned income) can continue to make Roth IRA contributions Roth conversions can be … Continue reading

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Lewis RobinsonWhat is a Roth IRA?

Lewis Robinson (Mar 21, 2010)

It is a non-deductible IRA. All qualified distributions from a Roth IRA are tax-free. Unlike a regular IRA, required minimum distributions beginning at age 70 1/2 are not required. You can also continue to make contributions to a Roth IRA … Continue reading

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